What to Do if Insurance Company is Stalling: A Guide for Claimants

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When you find yourself entangled in the aftermath of an accident, filing an insurance claim is meant to provide a sense of security and relief. However, it can quickly turn into a frustrating experience if the insurance company stalls the process.

Delays in settling your claim may leave you burdened with medical bills, lost wages, and mounting stress. Don’t let insurance companies take advantage of your situation. In this guide, we’ll equip you with the knowledge and steps you need to take when faced with insurance company stalling tactics.

For legal assistance, consider contacting a Providence personal injury lawyer at Louis W. Grande Injury Lawyer to ensure your rights are protected.

Recognizing Insurance Company Stalling

Recognizing that an insurance company is stalling can protect your rights as a claimant. When dealing with an accident or personal injury, insurance adjusters may try to stall the claims process to avoid paying a fair settlement. Insurance companies use tactics such as repeated delays, misplacing documentation, or requesting unnecessary information. They might also deny or undervalue a legitimate claim, acting in bad faith. Timely communication is key, so if you notice the insurer avoiding your calls or not providing updates in a timely manner, it’s time to take action. Consider consulting a knowledgeable Providence personal injury lawyer at Louis W. Grande Injury Lawyer to expedite the process and secure the compensation you deserve.

Reasons Behind Insurance Company Stalling

Many insurance companies may resort to stalling tactics for various reasons, often leaving claimants frustrated and unsure of their rights.

Here are some common motives behind insurance companies that stall:

  • Avoiding Payouts: Insurers might delay settlements to reduce their financial obligations.
  • Acting in Bad Faith: Some insurers act dishonestly to deny or undervalue legitimate claims.
  • Insufficient Documentation: Requesting unnecessary information or misplacing documents to prolong the process.
  • Financial Penalties: Delaying payments to claimants may lead to additional financial penalties for the insurer.
  • Underestimating Claims: Insurers may undervalue the compensation owed, offering far less than you deserve.

Do you think the insurance company won’t pay you? Seek guidance from a Providence personal injury lawyer at Louis W. Grande Injury Lawyer for effective resolution.

What to Do if Your Claim is Delayed

When you encounter insurance company stalling tactics and your claim remains in limbo, take proactive measures to protect your interests.

Here’s a step-by-step guide on what to do if your insurance claim is delayed:

  • Gather Necessary Documentation: Ensure you have all relevant medical records, receipts, and supporting evidence to back your claim.
  • Communicate Clearly: Initiate frequent and clear communication with the insurance company to inquire about the status of your claim.
  • Request Updates in Writing: Send written requests for updates on your claim’s progress to create a documented paper trail.
  • Cooperate Fully: Provide the insurer with the necessary information they need to process your claim promptly.
  • Seek Legal Advice: If the insurer continues to stall, consult a personal injury lawyer from Louis W. Grande Injury Lawyer for quality guidance.

These steps can help you navigate insurance company delays and move your claim toward a fair resolution.

Working With an Experienced Personal Injury Attorney

When facing insurance company stalling tactics, enlisting the support of a skilled personal injury attorney can be invaluable.

An experienced attorney understands the complexities of the claims process and can provide invaluable assistance in various ways:

  • Navigating Legal Proceedings: Your attorney will skillfully navigate the legal system on your behalf, ensuring your rights are protected.
  • Negotiating Fair Settlements: Armed with experience and resources, they can negotiate with insurance companies to secure a fair and just settlement.
  • Preventing Further Delays: Attorneys can expedite the process and prevent additional stalling tactics.
  • Legal Advocacy: Your lawyer will act as a strong advocate, working tirelessly to maximize your compensation.

For effective resolution of your personal injury claim, contact a Providence personal injury attorney at Louis W. Grande Injury Lawyer as soon as possible.

Contact Louis W. Grande Injury Lawyer Today

In the face of insurance company stalling, asserting your rights as a claimant is essential. Recognizing the tactics used by insurers and taking proactive steps can make all the difference in securing the compensation you rightfully deserve. However, navigating a personal injury claim and dealing with the insurance company can be overwhelming. That’s why seeking the guidance of an experienced Providence personal injury lawyer from Louis W. Grande Injury Lawyer is a wise choice.

With a personal injury attorney, you can level the playing field against insurance companies and their stalling tactics. Don’t let delays hinder your path to justice and fair compensation.

Contact Louis W. Grande Injury Lawyer today for a free consultation, and let us help you move toward a brighter future. Remember, you don’t have to face this challenging time alone – we’re here to stand by your side every step of the way.

Author Bio

Louis W. Grande is a Providence personal injury lawyer who founded his Rhode Island law firm of the same name in 2010. With more than 32 years of experience practicing law, he has successfully represented clients in a wide range of legal matters, including car accidents, premise liability, dog bites, medical malpractice, product liability, and other personal injury actions.

Louis received his Juris Doctor from the Hamline University School of Law and is a member of the Rhode Island Bar Association. He has received numerous accolades for his work, including being awarded Lifetime Achievement in 2017 by America’s Top 100 Attorneys and being named among the Top 100 Trial Lawyers and Top 25 Motor Vehicle Trial Lawyers in 2017.

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